EC Eligibility Schemes
You will need to qualify for the EC under one of these eligibility schemes:
- Public Scheme (Family Nucleus Scheme)
* Spouse, and children (if any)
* Parents, and siblings (if any)
* Children under your legal custody, care, and control (for widowed/ divorced applicants)
No change of people listed in the application - Applications under this scheme are only valid if there are no changes to the
people listed - you are not allowed to replace your parents’ names with that of a spouse, or vice versa.
If applying for a dual-key EC as a multi-generation family - A multi-generation family is any of the following:
* Married/ engaged couple and parents/ grandparents
* Widowed/ divorced with children and parents/ grandparents
- Fiancé / Fiancée Scheme - You form a family nucleus with your spouse-to-be
* If You applied for CPF Housing Grant, you need to submit copy of Marriage Certificate before taking possession of your EC
* If You did not apply for CPF Housing Grant, you need to submit copy of Marriage Certificate within 3 months of taking
possession of your EC
Written parental consent needed if spouse-to-be is 18 years old and above, but below 21
* That person can only be listed as an essential occupier in the flat application
* Written consent from that person’s parents/ guardians must be submitted during the EC selection appointment.
Special Marriage Licence needed if spouse-to-be is below 18 years old - Following your flat application, you must obtain a
Special Marriage Licence from Ministry of Social and Family Development and submit it during the EC selection appointment.
No change of people listed in the application - Applications under this scheme are only valid if there are no changes to the
people listed. That means that, in cases of break-up, you are not allowed to later put in the name(s) of a new spouse-to-be or of
your parents in the application, even if the previous spouse-to-be agrees.
If applying for a dual-key EC as a multi-generation family - A multi-generation family is any of the following:
* Married/ engaged couple and parents/ grandparents
* Widowed/ divorced with children and parents/ grandparents
- Orphans Scheme - You and your siblings (those applying) are orphans and single (unmarried, divorced, or widowed)
* At least 1 of the deceased parents was a Singapore Citizen or Singapore Permanent Resident
Note that under the Orphans Scheme, siblings are NOT allowed to buy or rent flats separately.
- Joint Singles Scheme - You and up to 3 other co-applicants, and all of you are:
* Singapore Citizens
* At least 35 years old
* Applying jointly as co-applicants
The CPF Housing Grant for singles is NOT available when buying an EC.