EC Eligibility Schemes

You will need to qualify for the EC under one of these eligibility schemes:

• Public Scheme (Family Nucleus Scheme)

         You form a family nucleus with any of the following:
         * Spouse, and children (if any) 
         * Parents, and siblings (if any)
         * Children under your legal custody, care, and control (for widowed/ divorced applicants)

         No change of people listed in the application - Applications under this scheme are only valid if there are no changes to the 
         people listed - you are not allowed to replace your parents’ names with that of a spouse, or vice versa.

         If applying for a dual-key EC as a multi-generation family - A multi-generation family is any of the following:
         * Married/ engaged couple and parents/ grandparents
         * Widowed/ divorced with children and parents/ grandparents

• Fiancé / Fiancée Scheme - You form a family nucleus with your spouse-to-be

         Submission of marriage certificate - You need to submit a copy of your marriage certificate to the developer:
         * If You applied for CPF Housing Grant, you need to submit copy of Marriage Certificate before taking possession of your EC
         * If You did not apply for CPF Housing Grant, you need to submit copy of Marriage Certificate within 3 months of taking
         possession of your EC

         Written parental consent needed if spouse-to-be is 18 years old and above, but below 21
         * That person can only be listed as an essential occupier in the flat application
         * Written consent from that person’s parents/ guardians must be submitted during the EC selection appointment.
        
         Special Marriage Licence needed if spouse-to-be is below 18 years old - Following your flat application, you must obtain a
         Special Marriage Licence from Ministry of Social and Family Development and submit it during the EC selection appointment.
        
         No change of people listed in the application - Applications under this scheme are only valid if there are no changes to the
         people listed. That means that, in cases of break-up, you are not allowed to later put in the name(s) of a new spouse-to-be or of
         your parents in the application, even if the previous spouse-to-be agrees.
        
         If applying for a dual-key EC as a multi-generation family - A multi-generation family is any of the following:             
         * Married/ engaged couple and parents/ grandparents
         * Widowed/ divorced with children and parents/ grandparents

• Orphans Scheme - You and your siblings (those applying) are orphans and single (unmarried, divorced, or widowed)

         * All of the siblings that are single must be listed in the same application
         * At least 1 of the deceased parents was a Singapore Citizen or Singapore Permanent Resident
         Note that under the Orphans Scheme, siblings are NOT allowed to buy or rent flats separately.

• Joint Singles Scheme - You and up to 3 other co-applicants, and all of you are:

         * Single (unmarried, divorced, or widowed)
         * Singapore Citizens
         * At least 35 years old
         * Applying jointly as co-applicants
         The CPF Housing Grant for singles is NOT available when buying an EC.