In Singapore, the landscape of family structures is slowly evolving, reflecting broader societal changes and shifts in attitudes toward family life. Traditional notions of family are expanding to include a more diverse array of arrangements, mirroring global trends and the nation's unique cultural and demographic dynamics.
The Traditional Family Model
Historically, the traditional family model in Singapore has been the nuclear family, typically consisting of a married couple and their children. This structure has been the cornerstone of Singaporean society, supported by policies and cultural norms that emphasize family cohesion and stability. Multi-generational households, where extended family members such as grandparents live together, have also been common, reflecting Asian values of filial piety and collective responsibility.
Shifts in Family Dynamics
However, in recent years, several factors have contributed to the evolution of family structures in Singapore:
- Changing Attitudes Towards Marriage and Parenthood
- Increasingly, young Singaporeans are prioritizing personal and career development, leading to later marriages and lower birth rates. This trend is reshaping family dynamics and contributing to smaller family sizes.
- Rise of Single-Person Households
- There is a growing number of single-person households, driven by young professionals who prefer to live independently and older adults who choose to age in place. This shift is prompting new considerations in housing and social support policies.
- Diverse Family Forms
- The definition of family is broadening to include single-parent families, cohabiting couples, and blended families. These diverse family forms are becoming more visible and accepted, reflecting changing social norms and greater inclusivity.
- Increased Participation of Women in the Workforce
- As more women pursue higher education and careers, traditional gender roles within families are shifting. Dual-income households are becoming more common, and there is greater emphasis on shared responsibilities between partners.
- LGBTQ+ Families
- Although there are legal and social challenges, LGBTQ+ individuals and couples are increasingly seeking recognition and acceptance for their families. This includes same-sex couples raising children and advocating for equal rights.
Unique Challenges Faced in Estate Planning
However, amidst the celebration of diversity, there lies a complex and often overlooked issue: inheritance planning and the unique challenges faced by children from such non-traditional family units.
Legacy planning, a critical aspect of financial and emotional security, encompasses the management and distribution of assets, properties, and wealth to future generations. Yet, for families outside the conventional mold, navigating this terrain can be fraught with uncertainties and complications. Much of the legal frameworks and societal norms often lag behind the realities of diverse family structures, leaving many vulnerable to unintended consequences and disparities in inheritance, resulting in unnecessary hardships.
The Intestate Succession Act 1967 in Singapore
The Intestate Succession Act 1967 governs the distribution of a deceased person's estate in Singapore if they die without leaving a valid will. This legislation ensures that the deceased's assets are distributed in a fair and orderly manner according to predefined rules. Below are the rules for your reference.
For easy reference, the following is a reproduction of the 9 rules of Section 7 of The Intestate Succession Act 1967:
Rule 1: If an intestate dies leaving a surviving spouse, no issue and no parent, the spouse shall be entitled to the whole of the estate.
Rule 2: If an intestate dies leaving a surviving spouse and issue, the spouse shall be entitled to one-half of the estate.
Rule 3: Subject to the rights of the surviving spouse, if any, the estate (both as to the undistributed portion and the reversionary interest) of an intestate who leaves issue shall be distributed by equal portion per stripes to and amongst the children of the person dying intestate and such persons as legally represent those children, in case any of those children be then dead.
Proviso No. (1) — The persons who legally represent the children of an intestate are their descendants and not their next of kin.
Proviso No. (2) — Descendants of the intestate to the remotest degree stand in the place of their parent or other ancestor, and take according to their stocks the share which he or she would have taken.
Rule 4: If an intestate dies leaving a surviving spouse and no issue but a parent or parents, the spouse shall be entitled to one-half of the estate and the parent or parents to the other half of the estate.
Rule 5: If there are no descendants, the parent or parents of the intestate shall take the estate, in equal
portions if there be 2 parents, subject to the rights of the surviving spouse (if any) as provided in rule 4.
Rule 6: If there are no surviving spouse, descendants or parents, the brothers and sisters and children of deceased brothers or sisters of the intestate shall share the estate in equal portions between the brothers and sisters and the children of any deceased brother or sister shall take according to their stocks the share which the deceased brother or sister would have taken.
Rule 7: If there are no surviving spouse, descendants, parents, brothers and sisters or children of such brothers and sisters but grandparents of the intestate, the grandparents shall take the whole of the estate in equal portions.
Rule 8: If there are no surviving spouse, descendants, parents, brothers and sisters or their children or
grandparents but uncles and aunts of the intestate, the uncles and aunts shall take the whole of the estate in equal portions.
Rule 9: In default of distribution under rules 1 to 8, the Government shall be entitled to the whole of the estate.
Real estate professional Kiwi Lim believe that while the Intestate Succession Act provides a structured approach to asset distribution, it may not reflect the specific wishes of the deceased. Understanding the Act’s provisions can help individuals and families navigate the complexities of estate succession with greater clarity and confidence.
"While the law works to ensure a fair distribution among close relatives, creating a will remains the best way for individuals to ensure their specific wishes are honored - how their estate should be distributed, potentially including friends, charities, or other entities not covered under intestate laws." said Kiwi.